:root {
  color-scheme: light;
  --paper: #fffdf8;
  --canvas: #f3ede3;
  --ink: #172439;
  --muted: #626c78;
  --line: #dcd4c9;
  --blue: #0b4e91;
  --blue-deep: #12375e;
  --blue-soft: #eaf1f8;
  --green: #078660;
  --green-dark: #05684b;
  --green-soft: #e9f4ef;
  --danger: #a23f37;
  --shadow: 0 24px 64px rgba(34, 42, 50, .1);
  font-family: "Noto Sans KR", Pretendard, "Apple SD Gothic Neo", "Malgun Gothic", system-ui, -apple-system, sans-serif;
}

* { box-sizing: border-box; }
html { min-width: 320px; scroll-behavior: smooth; background: var(--canvas); }
body { margin: 0; color: var(--ink); background: var(--paper); font-size: 17px; line-height: 1.65; -webkit-font-smoothing: antialiased; }
body.modal-open { overflow: hidden; }
a { color: inherit; text-decoration: none; }
button, input { font: inherit; }
button { color: inherit; }
img { max-width: 100%; display: block; }
.wrap { width: min(100% - 40px, 1160px); margin-inline: auto; }
.skip-link { position: fixed; z-index: 1000; top: 10px; left: 10px; padding: 10px 14px; transform: translateY(-150%); color: #fff; background: var(--blue-deep); border-radius: 8px; }
.skip-link:focus { transform: translateY(0); }

.site-header { position: sticky; z-index: 50; top: 0; border-bottom: 1px solid rgba(11,78,145,.12); background: rgba(255,253,248,.94); backdrop-filter: blur(16px); }
.header-inner { min-height: 108px; display: flex; align-items: center; gap: 22px; }
.company-logo { width: 172px; height: 96px; display: flex; flex: 0 0 auto; align-items: center; }
.company-logo img { width: 100%; height: 100%; object-fit: contain; }
.header-divider { width: 1px; height: 44px; background: var(--line); }
.advisor-brand { display: flex; flex-direction: column; line-height: 1.3; }
.advisor-brand span { color: var(--green); font-size: 12px; font-weight: 850; }
.advisor-brand strong { margin-top: 2px; color: var(--blue-deep); font-size: 19px; letter-spacing: -.04em; }
.main-nav { margin-left: auto; display: flex; align-items: center; gap: 6px; }
.main-nav a { padding: 10px 13px; border-radius: 10px; color: #3e4c5e; font-size: 14px; font-weight: 800; }
.main-nav a:hover, .main-nav a:focus-visible { color: var(--blue); background: var(--blue-soft); outline: none; }
.main-nav .nav-cta { margin-left: 5px; padding-inline: 17px; color: #fff; background: var(--blue); }
.main-nav .nav-cta:hover, .main-nav .nav-cta:focus-visible { color: #fff; background: var(--blue-deep); }

.hero { min-height: 700px; display: grid; grid-template-columns: minmax(0, 1.04fr) minmax(360px, .76fr); gap: clamp(42px, 7vw, 90px); align-items: center; padding-block: 64px 72px; }
.hero-copy { padding-block: 20px; }
.hero-kicker, .section-kicker { margin: 0 0 16px; color: var(--green); font-size: 12px; font-weight: 900; letter-spacing: .16em; }
.hero h1 { margin: 0; color: var(--blue-deep); font-size: clamp(48px, 6.3vw, 76px); line-height: 1.1; letter-spacing: -.07em; word-break: keep-all; }
.hero h1 span { display: block; color: var(--blue); }
.hero-lead { max-width: 670px; margin: 28px 0 0; color: var(--muted); font-size: 19px; line-height: 1.85; word-break: keep-all; }
.hero-lead span { display: block; }
.hero-actions, .resource-actions { margin-top: 32px; display: flex; flex-wrap: wrap; gap: 11px; }
.button { min-height: 54px; padding: 13px 20px; display: inline-flex; align-items: center; justify-content: center; gap: 14px; border: 1px solid transparent; border-radius: 13px; cursor: pointer; text-align: center; font-weight: 900; line-height: 1.4; transition: transform .16s ease, box-shadow .16s ease, background .16s ease; }
.button:hover { transform: translateY(-2px); }
.button:focus-visible { outline: 4px solid rgba(7,134,96,.25); outline-offset: 3px; }
.button.primary { color: #fff; background: var(--blue); box-shadow: 0 12px 28px rgba(11,78,145,.2); }
.button.primary:hover { background: var(--blue-deep); }
.button.secondary { color: var(--blue-deep); border-color: #ced8e2; background: #fff; }
.button.secondary:hover { background: var(--blue-soft); }
.hero-notice { max-width: 620px; margin: 22px 0 0; padding: 13px 15px; border-left: 3px solid var(--green); color: #55625c; background: var(--green-soft); font-size: 14px; }
.hero-notice strong { color: var(--green-dark); }

.event-banner-slot { display: flex; justify-content: flex-end; padding-bottom: 56px; }
.event-banner { position: relative; display: block; width: min(100%, 340px); overflow: hidden; isolation: isolate; border: 1px solid #d7e3d5; border-radius: 20px; box-shadow: var(--shadow); cursor: pointer; -webkit-tap-highlight-color: rgba(7,134,96,.18); }
.event-banner img { width: 100%; height: auto; animation: event-zoom 8s ease-in-out infinite alternate; }
.event-banner-action { position: absolute; right: 16%; bottom: 11.3%; left: 16%; min-height: 7.5%; display: flex; align-items: center; justify-content: center; border-radius: 999px; color: transparent; background: transparent; font-size: clamp(13px, 1.1vw, 19px); font-weight: 900; text-align: center; transition: color .15s ease, background .15s ease, transform .15s ease, box-shadow .15s ease; }
.event-banner:hover .event-banner-action, .event-banner:focus-visible .event-banner-action { color: #fff; background: #087b61; transform: translateY(-3px); box-shadow: 0 8px 18px rgba(3,74,57,.34); }
.event-banner:active .event-banner-action { color: #fff; background: #07543f; transform: translateY(2px) scale(.97); box-shadow: inset 0 4px 9px rgba(0,0,0,.3); }
.event-banner:focus-visible { outline: 4px solid #078660; outline-offset: 4px; }
@keyframes event-zoom { from { transform: scale(1); } to { transform: scale(1.035); } }
@media (min-width: 1880px) {
  main { position: relative; }
  .event-banner-slot { position: absolute; top: 170px; right: 24px; width: min(340px, calc((100vw - 1160px) / 2 - 48px)); padding: 0; }
  .event-banner { width: 100%; }
}
@media (max-width: 767px) {
  .event-banner-slot { justify-content: center; padding-bottom: 48px; }
  .event-banner { width: min(100%, 380px); }
  .event-banner-action { font-size: clamp(14px, 4vw, 20px); }
}
@media (prefers-reduced-motion: reduce) { .event-banner img { animation: none; } .event-banner-action { transition: none; } }

.advisor-visual { position: relative; margin: 0; align-self: stretch; min-height: 590px; overflow: hidden; border: 1px solid #d6e0e8; border-radius: 26px; background: #eef2f5; box-shadow: var(--shadow); }
.advisor-visual::before { content: ""; position: absolute; z-index: 2; inset: 0 0 auto 0; height: 6px; background: linear-gradient(90deg, #0757ba, #007ba6, #078b55); }
.advisor-visual > img { width: 100%; height: 100%; object-fit: cover; object-position: center; }
.advisor-visual figcaption { position: absolute; z-index: 3; right: 18px; bottom: 18px; left: 18px; padding: 17px 19px; color: #fff; background: rgba(18,55,94,.94); border-left: 4px solid var(--green); border-radius: 14px; backdrop-filter: blur(10px); }
.advisor-visual figcaption > span { color: #a8dcc8; font-size: 11px; font-weight: 800; }
.advisor-visual figcaption strong { display: block; margin-top: 1px; font-size: 24px; letter-spacing: -.04em; }
.advisor-visual figcaption small { font-size: 14px; }
.advisor-visual figcaption p { margin: 5px 0 0; color: rgba(255,255,255,.78); font-size: 12px; }

.motto-band { color: #fff; background: var(--blue-deep); }
.motto-inner { min-height: 180px; padding-block: 38px; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 12px; text-align: center; }
.motto-inner p { margin: 0; color: #fff; font-size: clamp(14px, 3.5vw, 42px); font-weight: 850; line-height: 1.25; letter-spacing: -.055em; white-space: nowrap; }
.motto-inner small { color: #a9daca; font-family: Georgia, "Times New Roman", serif; font-size: clamp(11px, 1.35vw, 16px); font-style: italic; letter-spacing: .015em; white-space: nowrap; }

.section { padding-block: 94px; }
.section-heading { max-width: 700px; }
.section-heading h2, .resource-copy h2, .contact-copy h2 { margin: 0; color: var(--blue-deep); font-size: clamp(34px, 5vw, 50px); line-height: 1.2; letter-spacing: -.06em; word-break: keep-all; }
.section-heading > p:last-child { margin: 15px 0 0; color: var(--muted); font-size: 17px; }
.category-tabs { margin-top: 34px; padding: 14px; display: flex; flex-wrap: wrap; gap: 8px; border: 1px solid var(--line); border-radius: 18px; background: #f8f5ef; }
.category-tab { min-height: 42px; padding: 9px 14px; border: 0; border-radius: 10px; cursor: pointer; color: var(--category-color, #465261); background: var(--category-soft, #fff); font-size: 13px; font-weight: 900; box-shadow: inset 0 0 0 1px color-mix(in srgb, var(--category-color, #9ca3ab) 25%, white); transition: color .16s ease, background .16s ease, transform .16s ease; }
.category-tab:hover, .category-tab:focus-visible, .category-tab.active { color: #fff; background: var(--category-color, var(--blue)); box-shadow: none; outline: none; transform: translateY(-1px); }
.category-tab.consultation { color: #fff; background: var(--green); box-shadow: none; }
.category-tab.consultation:hover { background: var(--green-dark); }
.category-tab[data-topic="parents"], .category-card[data-topic="parents"] { --category-color: #a7632b; --category-soft: #fbf1e6; }
.category-tab[data-topic="driver"], .category-card[data-topic="driver"] { --category-color: #2875a8; --category-soft: #eaf4fa; }
.category-tab[data-topic="fire"], .category-card[data-topic="fire"] { --category-color: #b94d3e; --category-soft: #fbecea; }
.category-tab[data-topic="comprehensive"], .category-card[data-topic="comprehensive"] { --category-color: #56763f; --category-soft: #eef5e9; }
.category-tab[data-topic="child"], .category-card[data-topic="child"] { --category-color: #875b91; --category-soft: #f5ecf6; }
.category-tab[data-topic="indemnity"], .category-card[data-topic="indemnity"] { --category-color: #177f82; --category-soft: #e9f6f5; }
.category-tab[data-topic="corporate"], .category-card[data-topic="corporate"] { --category-color: #77603d; --category-soft: #f6f0e6; }
.category-tab[data-topic="auto"], .category-card[data-topic="auto"] { --category-color: #5268a7; --category-soft: #edf0fa; }
.category-grid { margin-top: 18px; display: grid; grid-template-columns: repeat(3, 1fr); gap: 15px; }
.category-card { position: relative; min-height: 260px; padding: 26px 25px; display: flex; flex-direction: column; overflow: hidden; border: 1px solid color-mix(in srgb, var(--category-color, #9ca3ab) 22%, white); border-radius: 18px; background: linear-gradient(145deg, #fff 62%, var(--category-soft, #f7f8f9)); box-shadow: 0 10px 28px rgba(26,39,53,.055); cursor: pointer; transition: transform .16s ease, box-shadow .16s ease, border-color .16s ease; }
.category-card::after { content: ""; position: absolute; inset: auto 0 0 0; height: 5px; background: var(--category-color, linear-gradient(90deg, var(--blue), var(--green))); transform: scaleX(.28); transform-origin: left; transition: transform .2s ease; }
.category-card:hover, .category-card:focus-visible, .category-card.active { transform: translateY(-3px); border-color: color-mix(in srgb, var(--category-color, var(--blue)) 52%, white); box-shadow: 0 18px 34px rgba(26,39,53,.1); outline: none; }
.category-card:hover::after, .category-card:focus-visible::after, .category-card.active::after { transform: scaleX(1); }
.card-index { position: absolute; top: 21px; right: 22px; color: color-mix(in srgb, var(--category-color, #9ca3ab) 38%, white); font-family: Georgia, "Times New Roman", serif; font-size: 20px; }
.card-kicker { width: fit-content; margin: 0 0 18px; padding: 5px 9px; color: var(--category-color, var(--green)); border: 1px solid color-mix(in srgb, var(--category-color, var(--green)) 18%, white); border-radius: 999px; background: color-mix(in srgb, var(--category-soft, var(--green-soft)) 78%, white); font-size: 10px; font-weight: 950; letter-spacing: .13em; line-height: 1; }
.category-card h3 { margin: 0; color: var(--category-color, var(--blue-deep)); font-size: 26px; font-weight: 900; letter-spacing: -.05em; }
.category-card:not(.consultation-card) h3::after { content: ""; width: 28px; height: 3px; margin-top: 10px; display: block; border-radius: 10px; background: var(--category-color, var(--green)); }
.category-card > p:not(.card-kicker) { margin: 13px 0 0; color: var(--muted); font-size: 14px; line-height: 1.72; word-break: keep-all; }
.consultation-card { color: #fff; border: 0; background: linear-gradient(145deg, var(--blue-deep), var(--blue)); box-shadow: 0 16px 34px rgba(11,78,145,.2); }
.consultation-card::after { background: var(--green); transform: scaleX(1); }
.consultation-card .card-index { color: rgba(255,255,255,.35); }
.consultation-card .card-kicker { color: #a9dbc9; border-color: rgba(255,255,255,.15); background: rgba(255,255,255,.08); }
.consultation-card h3 { color: #fff; }
.consultation-card > p:not(.card-kicker) { color: rgba(255,255,255,.76); }
.consultation-card > strong { margin-top: auto; padding-top: 18px; color: #fff; font-size: 14px; }

.topic-detail { margin-top: 20px; overflow: hidden; border: 1px solid #d8dee5; border-radius: 22px; background: #fff; box-shadow: var(--shadow); }
.topic-detail[hidden] { display: none; }
.topic-head { padding: 25px 28px; display: flex; align-items: center; gap: 18px; color: #fff; background: var(--topic-color, var(--blue)); }
.topic-head div { flex: 1; }
.topic-head span { opacity: .76; font-size: 10px; font-weight: 900; letter-spacing: .14em; }
.topic-head h3 { margin: 4px 0 0; font-size: 29px; letter-spacing: -.05em; }
.topic-close { width: 40px; height: 40px; flex: 0 0 auto; border: 1px solid rgba(255,255,255,.45); border-radius: 50%; cursor: pointer; color: #fff; background: rgba(255,255,255,.12); font-size: 22px; }
.topic-body { padding: 28px; display: grid; grid-template-columns: 1.1fr .9fr; gap: 25px; }
.topic-summary { margin: 0 0 18px; color: #424f5c; line-height: 1.8; word-break: keep-all; }
.topic-points { display: grid; gap: 9px; }
.topic-point { padding: 14px 15px; border: 1px solid #e7e3dd; border-radius: 13px; background: #faf8f4; }
.topic-point b { display: block; color: var(--blue-deep); font-size: 14px; }
.topic-point span { display: block; margin-top: 4px; color: var(--muted); font-size: 13px; line-height: 1.65; word-break: keep-all; }
.topic-side { padding: 21px; border: 1px solid color-mix(in srgb, var(--topic-color, var(--blue)) 22%, white); border-radius: 16px; background: color-mix(in srgb, var(--topic-color, var(--blue)) 7%, white); }
.topic-side h4 { margin: 0; color: var(--topic-color, var(--blue)); font-size: 18px; }
.topic-side p { margin: 11px 0 0; color: #56616d; font-size: 13px; line-height: 1.75; word-break: keep-all; }
.topic-side a { margin-top: 18px; min-height: 45px; padding: 10px 14px; display: inline-flex; align-items: center; border-radius: 10px; color: #fff; background: var(--topic-color, var(--blue)); font-size: 13px; font-weight: 850; }
.topic-disclaimer { grid-column: 1 / -1; margin: 0; padding-top: 17px; border-top: 1px solid #e8e2da; color: #86776a; font-size: 12px; line-height: 1.6; }

.resource-section { background: linear-gradient(145deg, #f2ece2, #f8f4ed); }
.resource-layout { display: grid; grid-template-columns: 1.05fr .65fr; gap: clamp(36px, 7vw, 86px); align-items: center; }
.resource-copy h2 span, .contact-copy h2 span { display: block; color: var(--blue); }
.resource-copy > p:not(.section-kicker):not(.resource-notice), .contact-copy > p { max-width: 620px; margin: 19px 0 0; color: var(--muted); font-size: 17px; line-height: 1.8; word-break: keep-all; }
.resource-notice { max-width: 650px; margin: 23px 0 0; padding: 14px 16px; border-left: 3px solid var(--green); color: #56645d; background: rgba(255,255,255,.7); font-size: 13px; line-height: 1.65; }
.resource-notice strong { color: var(--green-dark); }
.preview-button { position: relative; padding: 0; overflow: hidden; border: 1px solid #d6dce2; border-radius: 20px; cursor: zoom-in; background: #fff; box-shadow: var(--shadow); }
.preview-button img { width: 100%; max-height: 570px; object-fit: cover; object-position: top; }
.preview-button span { position: absolute; right: 13px; bottom: 13px; padding: 8px 11px; border-radius: 9px; color: #fff; background: rgba(18,55,94,.9); font-size: 12px; font-weight: 850; }

.contact-layout { display: grid; grid-template-columns: minmax(0, 1fr) minmax(420px, .9fr); gap: clamp(38px, 6vw, 72px); align-items: center; }
.contact-copy ul { margin: 25px 0 30px; padding: 0; list-style: none; display: grid; gap: 10px; }
.contact-copy li { position: relative; padding-left: 27px; color: #475565; font-size: 15px; }
.contact-copy li::before { content: "✓"; position: absolute; left: 0; color: var(--green); font-weight: 950; }
.availability { margin-top: 16px !important; color: var(--green-dark) !important; font-size: 14px !important; font-weight: 850; }
.business-card { width: 100%; max-width: 560px; margin: 0; padding: 12px; justify-self: center; overflow: hidden; border: 1px solid #ded8cf; border-radius: 22px; background: #fff; box-shadow: var(--shadow); }
.business-card img { width: 100%; height: auto !important; aspect-ratio: 3 / 2; object-fit: contain; border-radius: 12px; }
.business-card figcaption { padding: 13px 5px 2px; color: var(--muted); font-size: 12px; text-align: center; }

footer { color: #6d746f; background: #ebe5dc; }
.footer-inner { min-height: 180px; display: flex; align-items: center; gap: 30px; }
.footer-inner img { width: 132px; height: 88px; object-fit: contain; mix-blend-mode: multiply; }
.footer-inner p { margin: 0; font-size: 12px; line-height: 1.75; }
.footer-inner p span { display: block; }
.mobile-consult-cta { display: none; }

.modal { position: fixed; z-index: 100; inset: 0; padding: 20px; display: none; align-items: center; justify-content: center; background: rgba(7,18,31,.82); }
.modal.open { display: flex; }
.modal-dialog { width: min(940px, 96vw); height: min(94vh, 1120px); display: flex; flex-direction: column; overflow: hidden; border-radius: 19px; background: #fff; box-shadow: 0 28px 80px rgba(0,0,0,.35); }
.modal-toolbar { min-height: 64px; padding: 11px 15px; display: flex; align-items: center; justify-content: space-between; gap: 12px; color: #fff; background: var(--blue-deep); }
.modal-toolbar strong { font-size: 15px; }
.modal-toolbar > div { display: flex; gap: 7px; }
.modal-toolbar a, .modal-toolbar button { min-height: 39px; padding: 8px 11px; border: 0; border-radius: 8px; cursor: pointer; font-size: 12px; font-weight: 850; }
.modal-toolbar a { color: #fff; background: var(--green); }
.modal-toolbar button { color: var(--blue-deep); background: #fff; }
.modal-scroll { flex: 1; overflow: auto; padding: 16px; background: #e9edf1; text-align: center; -webkit-overflow-scrolling: touch; }
.modal-scroll img { width: min(100%, 780px); height: auto; margin: auto; background: #fff; box-shadow: 0 8px 30px rgba(0,0,0,.14); }

@media (max-width: 900px) {
  .hero { grid-template-columns: 1fr .72fr; gap: 30px; min-height: 630px; }
  .hero h1 { font-size: clamp(43px, 7vw, 62px); }
  .advisor-visual { min-height: 540px; }
  .category-grid { grid-template-columns: repeat(2, 1fr); }
  .resource-layout, .contact-layout { grid-template-columns: 1fr 1fr; gap: 34px; }
}

@media (max-width: 700px) {
  body { padding-bottom: 72px; font-size: 16px; }
  .wrap { width: min(100% - 24px, 1160px); }
  .header-inner { min-height: 88px; gap: 12px; }
  .company-logo { width: 125px; height: 82px; }
  .header-divider, .advisor-brand { display: none; }
  .main-nav { margin-left: auto; }
  .main-nav a:not(.nav-cta) { display: none; }
  .main-nav .nav-cta { margin: 0; padding: 9px 11px; font-size: 12px; }
  .hero { min-height: 0; grid-template-columns: 1fr; gap: 35px; padding-block: 46px 50px; }
  .hero h1 { font-size: clamp(40px, 12vw, 54px); }
  .hero-lead { margin-top: 22px; font-size: 17px; }
  .hero-lead span { display: inline; }
  .hero-actions { display: grid; }
  .hero-actions .button { width: 100%; }
  .hero-notice { line-height: 1.65; }
  .advisor-visual { min-height: auto; aspect-ratio: 983 / 1600; }
  .advisor-visual figcaption { right: 12px; bottom: 12px; left: 12px; }
  .motto-inner { min-height: 130px; gap: 8px; padding-block: 26px; }
  .section { padding-block: 66px; }
  .section-heading h2, .resource-copy h2, .contact-copy h2 { font-size: 36px; }
  .category-tabs { margin-top: 26px; padding: 10px; }
  .category-tab { flex: 1 1 calc(33.333% - 8px); padding-inline: 8px; white-space: nowrap; }
  .category-grid { grid-template-columns: 1fr; }
  .category-card { min-height: 230px; }
  .topic-body, .resource-layout, .contact-layout { grid-template-columns: 1fr; }
  .topic-head { padding: 20px; }
  .topic-body { padding: 20px; }
  .preview-button { max-height: 480px; }
  .contact-copy { order: 1; }
  .business-card { order: 2; }
  .footer-inner { min-height: 210px; flex-direction: column; justify-content: center; gap: 7px; text-align: center; }
  .footer-inner img { width: 120px; height: 78px; }
  .mobile-consult-cta { position: fixed; z-index: 60; right: 10px; bottom: 10px; left: 10px; min-height: 54px; display: flex; align-items: center; justify-content: center; border-radius: 14px; color: #fff; background: var(--blue); box-shadow: 0 12px 30px rgba(11,78,145,.3); font-size: 16px; font-weight: 900; }
  .modal { padding: 0; }
  .modal-dialog { width: 100vw; height: 100vh; border-radius: 0; }
  .modal-toolbar { padding-top: max(11px, env(safe-area-inset-top)); }
  .modal-toolbar strong { max-width: 130px; line-height: 1.3; }
  .modal-scroll { padding: 8px; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; }
}